Today we will tell you how to cut down on the food bill. As a rule, this takes the lion’s share of income. With proper planning of this expense item, you can save up to 20% of the budget. And spend it on something useful or enjoyable.
How to optimize food expenses?
Firstly, we’ll make a reservation right away, reducing spending on food does not imply a deterioration in the quality of the diet or starvation. Rather, on the contrary, you will begin to eat better: more healthy and balanced. For example, due to the fact that harmful snacks, fast food and semi-finished foods leave the daily diet. But let’s look at specific tips in more detail.
- create a menu for a week
- shop once a week
- product optimization
- prepare lunch at home
- don’t buy cooked meals
- freeze the food
- minimize eating at cafes and restaurants
Now, let’s discuss these tips in details.
Create a menu for the week
This will allow you to kill several birds with one stone: diversify the diet, stop throwing out foods that you did not have time to eat, and understand exactly how much money you spend on homemade food per week. With each week the menu will be more accurate and more correct. After all, you can analyze the mistakes of the past weeks, not buy what you often throw away, and optimize costs.
Proper purchase once a week
It is better to buy products once a week strictly according to the list, which follows from the compiled menu. You only need to buy products that quickly deteriorate – milk and fresh bread. It is unlikely that you will have to do this more often than a couple of times a week. Therefore, along with money, you will save time. Try to make it a rule: do not buy products that are not on the list. Even if you suddenly remembered something or saw a very attractive sale – hold back. Just put the item you want on the list for next week. This rule will teach you to plan more carefully and be more disciplined.
Make a list of all the products you use per week. Highlight the 4 most expensive ones. Write down all the dishes you cook with them. Think about how you can replace them. Make a list of low-cost healthy foods. Find recipes for delicious dishes from them. Replace partially expensive dishes with more budget but healthy ones. Exclude processed foods from your list. They are more expensive and less useful. These two facts negate the plus in the form of a small saving in cooking time.
Lunch with you
Try to develop the habit of carrying lunch with you. It will be more useful and cheaper. The same goes for take-away coffee. Bring coffee in a thermos or make it yourself in the office. Learn how to brew coffee without a stove. So you not only save, but make your small contribution to the environment. After all, coffee cups are not recyclable.
Refusal to purchase cooked meals
This is decided by planning a meal for a week and cooking for a few days in advance. And you can use five-minute recipes. In the case when you really want to eat, but there is no ready-made meal in the house. Make a list of your favorite quick recipes and keep it handy.
Try freezing food that you do not have time to eat. Almost all food does not lose its palatability and beneficial properties after freezing. Exceptions: soft cheeses, sour cream, potatoes, zucchini, tomatoes, cucumbers, green salad, boiled eggs.
Limits on visits to cafes and restaurants
Set a comfortable amount for you that you can spend on food outside the home. Break this amount down by week and monitor your limit. If you are out of limits, reduce the amount for the next week. And think about alternatives to restaurants and cafes. Maybe have a picnic if it’s summer outside? Or invite friends for dinner home when it’s cold outside?
Even if you partially follow these tips, you can significantly reduce food costs. And in order to record your successes, analyze financial information and distribute your income more efficiently – use the program for accounting finances. For example, home accounting. With it, keeping your budget and controlling your expenses, including on food, will be much more convenient.